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Search results for “insurance delay”

20 results

Wrong-site surgery in Nampa gets even uglier when insurance goes silent

A Nampa teacher is dealing with wrong-site surgery and months of dead silence from the insurer, and that silence is usually a tactic, not a mystery.

ARTICLE by Patricia Nez Perce

Insurance says the bleeding showed up later so the ranch gets a pass

A ranch hand gets hurt by livestock, the internal bleeding is found later, and the employer never carried the workers' comp Idaho law requires.

ARTICLE by Janet Prentiss

Sixty days is a common deadline in insurance policies before a person can lose benefits for failing to submit the form and records the insurer demands. The phrase comes from...

A voicemail about "their doctor" is how the stall usually starts

After an electrical burn at a Twin Falls construction site, months of silence and a sudden demand to see the insurer's doctor usually means a treatment fight is coming.

ARTICLE by Samantha Wolfe

Just left the ER after a Meridian dog attack and the first settlement offer is already a trap

A fast settlement offer after a dog attack in Meridian usually means the insurer is trying to close the file before the full physical and mental damage is on paper.

ARTICLE by Rachel Gutierrez

Should You Accept an Early Idaho Crash Settlement?

If you're hurt, missing paychecks, and staring at eviction, the first insurance offer can feel like rescue money - but the deductions, medical liens, and timing can wreck you if you settle too early.

ARTICLE by Travis Sorensen

Unleashed dog at a Lewiston park, Medicare bills, and an insurer ghosting you

An older Lewiston runner gets bitten by an off-leash dog, Medicare gets involved, and the homeowner's insurer goes silent while the bills and lien claims start stacking up.

ARTICLE by Diane Christensen

What happens if my kid seemed fine after a Coeur d'Alene crash but now limps?

The most expensive mistake is waiting because your child looked okay at first. In Idaho, that gap in treatment is what insurers use to cut or deny payment. Most parents assume...

Why is the "friendly" adjuster pushing cash before your crushed foot settles?

A crushed-foot warehouse claim in Coeur d'Alene can get ugly fast when Medicare paid first and the insurer starts pushing surveillance, recorded calls, and cheap money.

ARTICLE by Cody Harcourt

Why is the insurer dragging out my Coeur d'Alene crash until some deadline passes?

If you miss the wrong deadline, your claim can die even if the other driver was clearly at fault. What should have happened first: after a Coeur d'Alene crash, the insurer...

A Twin Falls dog bite settlement can shrink fast when your health plan wants all of it

A Twin Falls server bitten by a neighbor's dog with a bad history may have a strong claim, but the real fight can turn into whether the health insurer gets paid back out of the settlement.

ARTICLE by Janet Prentiss

Sent home from Saint Alphonsus too fast? Save this before it disappears

A Boise real estate agent hit by debris from a demolition site needs proof fast, especially when the ER discharge and a prior VA rating give the insurer an excuse to downplay the injury.

ARTICLE by Samantha Wolfe

Rear-ended on Sunnyside after a client visit in Idaho Falls and your bad back got worse - can the insurer deny it over paperwork?

A crash can absolutely worsen an old back problem, and in Idaho the insurer does not get to pretend your pain, treatment, and lost work time don't count just because your spine was already vulnerable.

ARTICLE by Janet Prentiss

Lewiston roadwork hit-and-run wrecked my shoulder last year, can I still use UM?

The biggest money mistake here is assuming no plate number means no claim. In Idaho, a hit-and-run can still trigger uninsured motorist (UM) coverage on your own auto policy,...

My brother got a Lewiston pothole settlement offer, who gets paid before he does?

In Washington, some lien fights can play out differently because of broader insurance rules. In Idaho, your brother needs to assume the settlement check is not all his money...

What happens if Nampa drivers' insurers keep blaming each other after my school-zone crash?

They will tell you to wait, that liability is still under investigation, and that they cannot pay until the other insurer accepts fault. What is actually true is simpler: in...

Twin Falls crash left me with a punctured lung and now the adjuster says my bad back was "already there"

A hard chest injury after a crash can be obvious, but the fight often turns on whether your neck or back damage was really caused by the wreck.

ARTICLE by Dan Richter

Should I settle my Lewiston gig-driver crash now or wait for a disability rating?

$25,000 can disappear fast if your back or shoulder injury turns into years of treatment. The rule in Idaho is simple: do not settle before you know your permanent medical...

Still have options after a Coeur d'Alene road defect crash last summer while pregnant?

$0 is what a claim can be worth in Idaho if the 180-day government claim notice was missed. Most people assume they have the normal 2-year injury deadline and can wait while...

Why is the adjuster rushing me to sign before my Meridian bike injury is diagnosed?

"Are you finished treating?" is the question the adjuster is about to ask, because your answer can decide whether you lose the right to claim more money later. If you sign a...